Before we end our discussion on fats, we need to include another tropical oil with benefits. Used primarily in Southeast Asia and West Africa, palm oil is the main source of dietary fat for millions of people and as much a part of their diet as olive oil is in the Mediterranean.

I am sorry to admit I don’t have a will or trust and was told this is very important. I spoke to a friend who seems to have it all “together,” and I feel so behind in this area. Where do I begin? I am 75 years old.

There is still time for taking action prior to year end to save yourself some income tax dollars, especially if you will have income above $200,000 for the year.